’10 Questions’ About Automobile Insurance

December 18, 2012

When it comes to buying a car, insurance might be the last thing on your mind. Once you’ve figured out the make and model you want, including safety features, fuel efficiency, passenger and cargo room, and the power under the hood, and you’ve spent your reserve of wit and energy haggling over the price of the loan or lease, you might have little interest in bothering to secure the best deal on auto insurance. And since both leases and loans require you to carry full coverage, you might not think there is much wiggle room in any case when it comes to the type of policy you can secure of the price you can negotiate. But there are actually a host of discount possibilities that are within your control if only you are aware enough to plan for them so that you may qualify when the time comes to secure insurance for your vehicle. And ’10 Questions: The Insider’s Guide to Saving Money on Auto Insurance: Hidden Discounts Revealed’ is the audio book that can ensure you ask the right questions and take the steps necessary to get the discounts you deserve.

John David uses his experience as an auto insurance salesman to inform listeners of just how many potential savings they could be missing out on by failing to ask simple questions when they seek out insurance, as well as sitting idly while rebates pass them by. For example, most people purchase the recommended insurance for their car, often without realizing exactly what they’re paying for. While you certainly have to carry a full coverage policy so long as the bank retains the title to your vehicle, that doesn’t necessarily mean that you have to shell out for the top level of coverage. According to David, you could be paying a lot more than you need to for extras like uninsured motorist property damage (or UMPD), often with coverage that far exceeds the value of your car. Why would you pay for coverage that you simply can’t use? The reason, in most cases, is that you never thought to ask.

David claims that this audio book will help listeners to find not the cheapest insurance, but the best coverage at the most affordable price possible. After all, he isn’t advocating going without proper insurance coverage. What he wants to do is show you a few tricks that will save you some money while still protecting your automotive assets. He does this by offering sound advice meant to help the average driver lower their risk, improve their rating, and reduce the cost of insurance in the process. When you realize that you can switch insurance companies several times until you find the best deal, and that you needn’t acquiesce to paying for coverage that doesn’t suit your needs, it’s a lot easier to get down to brass tacks and negotiate for the right policy at the right price.

While you can certainly nab discounts and deals on sites likeĀ Cheapcarinsurance.net, you may find that you don’t necessarily need to stray from the company you’ve been using for years. Just telling them that you’ve found a better deal elsewhere could help you to renegotiate for better rates. According to David, what you don’t know where car insurance is concerned could be costing you plenty. So don’t hesitate to pick up a copy of this audio book. It will more than pay for itself if even one of the ideas mentioned nets you a discount on your auto insurance.

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